Short-term unsecured Personal Loans
Who can apply?
In order to qualify you need to:
- Be employed (full-time/part-time/self-employed)
- Be over 18 years old
- Hold a UK bank account
Applications can be submitted online or direct to our sales team 24 hours a day and 7 days per week.
How long does it take?
It’s usually a quick decision and loans are normally provided within 24 hours. All customers are provided with the Standard European Consumer Credit Information (SECCI) prior to loan completion to ensure they are clear about loan agreement responsibilities. Through our “Same Day Loans” we ensure that you get the money you need as fast as possible and with as little fuss as possible.
How much can I borrow?
With our flexible payment options you choose the amount you wish to borrow, how much you can afford and for how long you wish to repay your loan.
We offer personal loans up to £10,000.00. The amount you can borrow is dependent on how much you can afford to repay and your payments are fixed over the agreed term of the loan.
Do you charge fees or early repayment charges?
At Get Me Finance, we do not charge any fees or early repayment charges. We offer flexible loans with a low rate of interest.
What are your interest rates or charges?
Get Me Finance loan interest rates are variable and based on how much you want to borrow, how much you can genuinely afford and for how long. Each loan instalment meets the FCA rate cap requirements. This means you will never pay more than 0.8% interest per day and never pay back in interest more than the original amount borrowed.
What are the pitfalls?
Taking out a loan is a big step and should be thought through carefully. Borrowing money in this way is generally only a short-term solution. So you need to be sure you are able to make the repayments on time. Missed payments will incur default charges, up-to a maximum of £15.00. Continued failure to make payments may result in legal debt recovery action. This is not in anyone’s interest, so we will work with you to be sure it doesn’t happen!
What Happens If You Can’t Pay?
At Get Me Finance, we understand that things don’t always go to plan and we would rather you worked with us to find a solution than bury your head in the sand, ignore or avoid the situation and get further into debt. So if you are having difficulties, please pick up the phone and call us. We will try to help resolve matters.