What Is Asset Finance?
Asset finance is a flexible funding solution that allows businesses to acquire vehicles, machinery, or equipment without paying the full amount upfront. Instead, the cost is spread over fixed monthly payments — keeping cashflow stable while the asset helps generate revenue.
Whether you’re replacing old equipment, expanding your fleet, or refinancing existing assets, Get Me Finance connects you with leading UK lenders to find the right structure at the right rate.
Hire Purchase
Spread payments over time and own the asset outright at the end of the term.
Finance Lease
Use the asset under a lease while keeping capital free for day-to-day operations.
Refinance
Release equity from assets you already own to fund expansion or improve liquidity.
Why Choose Asset Finance?
- Preserve working capital and manage cashflow
- Access the latest equipment without large upfront costs
- Fixed monthly payments for predictable budgeting
- Tax-efficient structures and potential VAT advantages
- Available for new or used assets
Industries We Support
- Manufacturing & Engineering
- Agriculture & Food Production
- Transport & Logistics
- Construction & Plant Hire
- Retail & Service Businesses
Asset Finance FAQs
Almost any tangible business asset — from vehicles, vans and HGVs to agricultural machinery, IT equipment, or production lines. If it supports your business, it can usually be financed.
With Hire Purchase, you’ll own the asset once all payments are complete. With leasing, the lender retains ownership but you can continue to use the asset or purchase it for a nominal fee at the end.
Yes — many lenders we work with offer funding for quality used assets, subject to valuation and condition.
Most applications receive an initial decision within 24–48 hours once the necessary information has been provided.
There may be a documentation or arrangement fee depending on the lender, but all costs will be clearly disclosed before you proceed.
No — Get Me Finance acts as a broker, introducing clients to trusted lenders such as Orca Finance and other members of the UK asset-finance community. We receive a commission for successful introductions, at no extra cost to you.